Website Privacy Policy

Effective: August 1, 2023

Community Bank Real Estate Solutions, LLC (hereinafter referred to as “Company”) is a subsidiary of Peoples Bank, Newton, North Carolina.  You may view the Peoples Bank Privacy Policy here.

The Company respects and is committed to protecting the privacy of our customers. This Website Privacy Policy sets forth how we collect, use, and protect customer’s personal information. It also sets forth to whom and when we disclose customer information as well as the choices customers have about such disclosure.

Collection of Personal Information

Company may collect the following categories of Personal Information:
• contact information (e.g., your name, your company address, your organizational title, phone number, and email address);
• additional information necessary to provide our products or services to you.
We may collect Personal Information about you from:
• you or your company.

Collection of Internet browsing activity
Company may automatically collect the following types of Internet browsing activity when you access our website, including contact forms, email links or advertising links from your Internet browser, computer, and/or device:
• Internet Protocol (IP) address and operating system;
• browser version, language, and type;
• domain name system requests; and
• browsing history on our website, such as date and time of your visit to the website, and visits to the pages within our website.
The Company’s website automatically logs each website visitor and may collect the Internet browsing activity described above. Data collected for this purpose is used for system administration, troubleshooting, fraud investigation, and to improve the performance of our website.
Other Online Information Gathering Sources

Cookies.
When you visit our website, if you consent, a “cookie” may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from our web server and stored on your computer’s hard drive. Information gathered using cookies helps us improve our website’s functionality. You may manage the use of such information sharing by editing the options shown in the cookie banner found on our website. If you do not accept the cookie, you may impair or limit some functionality of the website.
Our Company’s website collects user information with Google Analytics. The information is used to support our website’s functionality. To opt out of Google’s use of cookies and associated device identifiers, you can adjust your Google Ads Settings. Alternatively, you can opt out of a third-party vendor’s use of cookies by visiting the Network Advertising Initiative opt-out page found at https://optout.networkadvertising.org/?c=1 or manage your use of device identifiers by using your device’s settings.
Our Company markets its products and services on LinkedIn. We track and use data about our company’s connections and followers as part of our marketing efforts. If you are a member of LinkedIn and wish to adjust your settings you may do so at the following link: https://www.linkedin.com/help/linkedin/answer/125463/manage-cookie-preferences?lang=en, while nonmembers can adjust LinkedIn’s cookie use at https://www.linkedin.com/psettings/guest-controls.

Web Beacons.
We may also use web beacons to determine when and how many times a page has been viewed. This information is used to improve our website.

Do Not Track.
“Do Not Track”(DNT) is not a function of our website. DNT must be enabled by you, using the controls contained in your web browser. Refer to your web browser’s “Settings” or “Privacy Settings” for instructions. However, if you have enabled DNT in your web browser, our website will respond to your browser instructions.

Use of Personal Information
Company uses Personal Information for three main purposes:
• To improve our products and services.
• To provide or advertise products and services to you or your company or in connection with a transaction involving you or your company.
• To communicate with you about our products and services.
When Information Is Disclosed
The Company does not share your information with anyone including affiliates or nonaffiliated third parties except as noted below. We may disclose your Personal Information and Internet browsing activity to affiliates or nonaffiliated third parties in the following circumstances:
• to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure;
• to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order;
• to affiliated or nonaffiliated third parties for whom you have given us authorization or consent to make such disclosure;
• to affiliated or nonaffiliated third parties who provide services to us which support our business processes;
• in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety of Company , its customers, or the public.

Applicable law and regulations governing the above do not require us to obtain your prior authorization and do not allow you to restrict the disclosures described above.

We do not otherwise share your Personal Information or Internet browsing activity with affiliated or nonaffiliated third parties, except as required or permitted by law.

Right to Share Your Information Resulting from Certain Corporate Proceedings
We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of our business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Internet browsing activity to us, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings.

Security of Your Information
We maintain physical, electronic, and procedural safeguards to protect your Personal Information.

Choices With Your Information
If you wish to know what information about you we maintain in our records you may use the “Consumer Data Request Form” (found in the “Contact Us” section of our website) to request that we send you the information about you we maintain. You may use the same form to request that we (1) continue to maintain the information, (2) correct the information in our records, and/or (3) delete the information. You may also contact us directly using the information shown at the bottom of this Privacy Policy.
We do not share your Personal Information with affiliates or nonaffiliates for their use to advertise to you.
However, if you choose not to submit Personal Information or Browsing Information, we may not be able to provide certain services or products to you.

For California Residents:
We will not share your Personal Information or Internet browsing activity with affiliated or nonaffiliated third parties, except as permitted by California law. For additional information about your California privacy rights, please visit this link to the State of California Department of Justice: https://oag.ca.gov/privacy/ccpa.

For Oregon Residents:
We will not share your Personal Information or Internet browsing activity with affiliated or nonaffiliated third parties, except as permitted by Oregon law. For additional information about your Oregon privacy rights, please visit the this link to the Oregon Department of Justice: https://www.doj.state.or.us/oregon-department-of-justice/office-of-the-attorney-general/spotlight-privacy/

For Vermont Residents:
We will not share your Personal Information or Internet browsing activity with affiliated or nonaffiliated third parties, except as permitted by Vermont law. For additional information about your Vermont privacy rights, please visit this link to the State of Vermon’s official website: https://www.vermont.gov/policies/privacy#gsc.tab=0

For Virginia Residents:
We will not share your Personal Information or Internet browsing activity with affiliated or nonaffiliated third parties, except as permitted by Virginia law. For additional information about your Virginia privacy rights, please visit the following link, Privacy Request, or call (888) 714-2710. For additional information about your Virginia privacy rights, please visit the this link to the State of Virginia’s official website: https://www.oag.state.va.us/consumer-protection/files/tips-and-info/Virginia-Consumer-Data-Protection-Act-Summary-2-2-23.pdf

Information From Children
The company’s website is not designed or intended to attract anyone under the age of eighteen (18). We do not collect Personal Information or Internet Browsing Information from any person we know to be under the age of thirteen (13).

Non-Residents of the United States
If you reside outside the United States and choose to provide Personal Information or Internet browsing activity to us, please note that we may transfer that information outside of your country of residence. By providing us with your Personal Information and/or Internet Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Website Privacy Policy.

Your Consent to this Website Privacy Policy and Website Policy Change Procedure
By submitting Personal Information and/or Internet browsing activity to us, you consent to the collection and use of the information in accordance with this Website Privacy Policy. If you provide information to us following any change of the effective date of the Website Privacy Policy, you have indicated you agree and accept the terms of that Website Privacy Policy as of the effective date shown.
At the Company’s sole discretion, the terms of this Website Privacy Policy may be changed without notice to you.

This agreement and the use of our website are governed by the laws of the State of North Carolina.

How to notify us of requested corrections or withdrawal of information sharing permission
If you have questions, want to correct or delete your Personal Information in our records, please contact us as shown below, or navigate to the “Consumer Data Request Form” (found in the “Contact Us” section of our website).
John Noonan, Compliance Officer (email: jnoonan@cbresolutions.com)
Community Bank Real Estate Solutions, LLC
2050 Catawba Valley Blvd SE, 2nd Floor.
Hickory, NC 28602

Office Phone: 877-965-4010
Fax Line: 828-468-4014
Business Hours: M-F 8:00 AM to 5:00 PM EST